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Channel: A Straight Talk on Debt : katie lupo
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And In 3…2…1

Actually, I should say "And in 2...1."  I am getting ready to pay my second to last payment on my Debt Management Plan (DMP). Unbelievable.  In two months, my DMP will be paid off.  In six months,...

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I Hate Cars

Okay so maybe hate is a strong word. I just don't like that we pay so much for them and never get an ounce of what we pay back.  So that leads me to explain our latest "dilemma."  We have two cars...

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Time to Weigh In and Check In Now That I am Debt Free

Some time ago, I wrote a blog about wanting to open a credit card to start to re-build some of my credit. I also wanted to see if I have truly learned my lesson about credit cards and whether or not I...

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Time Flies . . . When You’re Getting out Of Debt.

  "Thank you for calling CareOne, this is Mary, how may I help you today?"   "Mary, I am making the LAST payment on my DMP today." Whooo hoooo!I cannot believe it.  My DMP is paid off.  Many times over...

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How Flexible Are You?

 I have learned the value of having "flexible debt."   Whether it was when I was $50,000 in debt or now that I have paid off my Debt Management Plan (DMP), flexible debt to me is a really important way...

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What’s Next, Now That I am Debt Free?

Now that I have finished my DMP, I don't want to get lazy.  I really want to make sure I continue the good habits that I have worked on over the last few years and ensure that I don't do anything...

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Healthy Finances = Healthy You

Truth.  My mood, my aches and pains, my headaches, my ability to kick (or not kick) a cold is solely based on what is happening in my financial world. Okay so perhaps that is a stretch, but there is a...

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The More You Have…The More You Spend

So I have paid off my debt and should be accustomed to making do with less....right?  Yet somehow I seem to have started to spend again...why is that?  Seriously?Looking back over the years from the...

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Checking and Savings and Money Markets…Oh My!

I have taken advantage of opening up as many free accounts that my bank will allow me to.  As it stands today, I have a primary checking account, a joint checking account, my husband's checking...

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Yes, You DO Need a Plan For Your Future

When I started my first "real" job almost 20 years ago, the concept of taking money out of my paycheck and putting it into a 401K account seemed absolutely ridiculous to me.  My 21- year-old mindset...

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The Honeymoon is Over

Okay I'm exaggerating. The honeymoon really isn't "over."  This year my husband and I will have our third anniversary.  If you remember, we dated for about 15 years before we were married, so we...

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All Is Fair In Love, War….and Debt.

Here's the scenario.  At the end of the month, I am going on a "girls'" weekend that will include me, my mom, my sister, my three nieces, and my nephew.  Yes, nephew; don't ask-it's a long story for...

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New and Improved Business Travel Woes

Recently I blogged about the joy of traveling for the company I work for.  Well, I started a new job.  It is always scary to move out of a comfort zone, but I had to make a decision and so I chose to...

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It’s So Hard to Say Goodbye

On May 26, 2009, my first blog was published on the CareOne website. Almost four years to the day and a mere 195 blogs later, I think I have said all I can say.  A few months back, I reached a goal...

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